1. Money you cannot lose due to market volatility
Unlike most retirement plans that have your funds invested In-the-Markets, our plans give you market like gains without ANY market losses.
Examples:
If you lose 10% in the market you now have to regain at least 11% just to break back even!
If you lose 15%, now have to regain at least 17.6% just to break back even!
If you lose 20%, now have to regain at least 25% just to break back even!!
The BEST strategy is to NEVER LOSE MONEY!
In today's markets you need to Protect your money!
2. Money you cannot outlive
With a typical 401k, SEP, etc, your funds are In-the-Markets and as you draw out funds the balance of that account goes down and so does the growth basis. Meaning if you earn let's assume an annual 7% on say $200K, when you draw out say $20k then you now will only earn the 7% on $180k ($14,000 vs $12,600).
Wouldn't you prefer to earn returns on an increasing balance even when you take money out? (Yes, this is a correct statement)
3. Money that can grow like the markets without the Risk
Our accounts are Not In-the-Markets but instead follow an index that gives you ONLY the Gains of the Markets.
This means your balance is not exposed to the downturns of the markets. Downturns can be very deep, may only go down for a few years and take many years to gain back from the losses.
With our indexed accounts, when the market goes back up you reap the gain every year it goes UP.
4. Money that you can use before you retire
People are living longer than ever before. It’s important to think about how you could get the extra money you might need to take care of yourself for any of multiple reasons, home additions, new vehicle, college tuition and even if you get a chronic or terminal illness.
This money can be Tax-Free and used for any reason.
5. Money to provide a Death Benefit for those you love
You work hard to provide for the people you love, seeing to it they have what they need. But what will happen to them when you die? Think about how they’ll be able to pay for such things as your final expenses, debt, the mortgage, care of a child, or a college education for your kids or grandkids.
You want to leave a meaningful amount of money to the people you love and the causes you care about. You also want to minimize the impact that taxes can have. You want to leave a meaningful amount of money to the people you love and the causes you care about. You also want to minimize the impact that taxes can have.
6. Money to provide for health issues that incapacitate you
People are living longer than ever before. How will you handle it if you get a chronic or terminal illness?
Wouldn't you like to have that covered?
